此ANZSCO职业类别5522 信贷和贷款官员（Aus）\财务职员（NZ） Credit and Loans Officers (Aus) \ Finance Clerks (NZ)属于新西兰技能型工作。满足纽西兰技术移民要求。ANZSCO职业代码是5522。 银行职员（P） Bank Worker (P),

信贷和贷款官员（Aus）\财务职员（NZ）职业分类的工作描述(Job Description)如下： 信贷和贷款官员（AUS）/财务职员（NZ）分析、评估和处理信贷和贷款申请。 CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

指示技能等级：

Indicative Skill Level:
本组大多数职业的技能水平与下列资格和经验相当。
Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.
在澳大利亚： In Australia:

    AQF三级证书，包括至少两年的在职培训，或AQF四级证书或至少三年的相关经验（ANZSCO技能等级3）
    AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)
在新西兰： In New Zealand:
    NZQF四级资格，或至少三年相关经验（ANZSCO技能三级）
    NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)
在某些情况下，除了正式资格外，还可能需要相关经验和/或在职培训。 In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification. 任务包括： Tasks Include:
  • 分析有关客户的信息，并对照预定的政策标准检查推荐人、信用评级、投资风险、工资单和其他信息
  • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
  • 联系金融和信贷机构获取客户信息
  • contacting financial and credit institutions to obtain information about customers
  • 准备文件，列出信贷和贷款条件、还款率和贷款期限，并向金融和信贷机构提供有关客户状况的信息
  • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
  • 授权批准信贷和贷款申请，并建议信贷和贷款条件及限额
  • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
  • 保存付款记录，为逾期的账户准备要求付款的常规信函，并将其转发给法律诉讼
  • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
  • 回答有关客户信用状况、贷款余额和罚款的询问
  • answering inquiries concerning credit standing of customers, loan balances and penalties
  • 可以建议、批准和安排抵押贷款
  • may recommend, approve and arrange mortgages
  • 可以在呼叫中心工作
  • may work in a call centre

    信贷和贷款官员（Aus）\财务职员（NZ） Credit and Loans Officers (Aus) \ Finance Clerks (NZ)（ANZSCO职业代码是5522）属于 信贷和贷款官员（Aus）\财务职员（NZ） Credit and Loans Officers (Aus) \ Finance Clerks (NZ) 职业分类。

    信贷和贷款官员（Aus）\财务职员（NZ） Credit and Loans Officers (Aus) \ Finance Clerks (NZ)（ANZSCO职业代码是5522）分类包括下面的职业：